Wholesale Credit - Business Audit M5/M6

Team Supervisor –Wholesale Banking Credit Audit Grade: M5/M6

Job Role

• Experience in undertaking credit audit for wholesale banking.
• Performing Credit Audits for lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.
• Review of credit due diligence process, documentation, post-sanction conditions review
• Review adherence to internal processes as well as regulatory guidelines
• Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
• Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.

• Responsible for
• Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.
• Finalization of Sampling.
• Review of Audit Findings and Discussion/Closure of the same with auditee.
• Preparation of audit reports with adequate documentation and post-report activities like closure of the audits in system and closure of actionable.

• Job Requirements
• CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
• Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
• Excellent understanding of banking business processes and internal controls related to lending area
• High energy, Passion & Self-starter attitude with good presentation skills
• Team handling experience.

Credit Audit, Corporate Credit Audit, Wholesale Banking Audit, Lending Business audits, Credit Monitoring audit, RBI-RBS framework